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53 Pay Periods During a Policy Year
During the policy period the insured had 53 pay periods due to how the insured’s pay periods and check dates fell. As a result, next year policy period will only 51 pay periods within the policy...
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What is the best way to schedule premium audit appointments?
As a premium auditor I use three different methods to try and schedule my audit premium audit appointments; calling the insureds, mailing premium audit appointment letters or postcards, or emailing the...
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Foreign Sales???
I am working on an audit where the premium basis is Gross Sale and would appreciate some feedback. The insured sells products that are invoiced to it customer in the United States but the product is...
View ArticleAlternate Employee Endorsement….
Could someone please address exposure for an Alternate Employer endorsement? Do I need isolated payroll and how much info do I need for the description of operations?
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Country Club – Code 11138… What is included in sales?
“I am looking at a Country Club and want to confirm what sales or revenue is used when rating and auditing the GL Class Code 11138 – Clubs Country or Golf? Regards.” Greg, underwriter. Good question…...
View ArticlePA Workers Compensation – Part B Coverage Requirements; Exceptions
The following are listed as Exceptions in Part B Coverage Requirements in the PCRB Manual: Individual proprietors Partners of a partnership including Members of an LLC Elected members of the...
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